---
title: Spark USDT Lender
chain: Ethereum
chainId: 1
address: 0x176Caf15f1793fc16898458E0ba295ec6523E9E2
token: USDT
tvl: $2.57M
apy_net: -0.27%
url: https://yearn.fi/vaults/1/0x176Caf15f1793fc16898458E0ba295ec6523E9E2
source: https://kong.yearn.fi/api/rest/snapshot/1/0x176Caf15f1793fc16898458E0ba295ec6523E9E2
canonical_data: https://kong.yearn.fi/api/rest/snapshot/1/0x176Caf15f1793fc16898458E0ba295ec6523E9E2
derived_from_kong: true
generated_at: 2026-11-03T22:39:04.370Z
source_updated_at: 2026-11-03T22:15:11.000Z
cache_refreshed_at: 2026-11-03T22:30:16.474Z
---

# Spark USDT Lender (ysUSDT)



**URL:** https://yearn.fi/vaults/1/0x176Caf15f1793fc16898458E0ba295ec6523E9E2
**Canonical data:** https://kong.yearn.fi/api/rest/snapshot/1/0x176Caf15f1793fc16898458E0ba295ec6523E9E2

This markdown is generated live from Kong REST for discovery convenience. Use the canonical JSON snapshot for current APY, TVL, strategy composition, fees, and availability.

`cache_refreshed_at`, when present, is Kong's last successful cache refresh. It does not establish when this vault's on-chain data was updated; CDN caching can delay the reported timestamp.

## Overview

| Field | Value |
|-------|-------|
| Chain | Ethereum (ID: 1) |
| Token | Tether USD (USDT) |
| Token Address | `0xdAC17F958D2ee523a2206206994597C13D831ec7` |
| Vault Address | `0x176Caf15f1793fc16898458E0ba295ec6523E9E2` |
| API Version | 3.0.4 |
| Kind | N/A |
| TVL | $2.57M |
| Risk Level | N/A |

## Performance

| Period | Net APY/APR |
|--------|-------------|
| Current (net APY) | -0.27% |
| Gross APR | 0.00% |
| 7-day net | 3.69% |
| 30-day net | -0.27% |
| Since inception | 0.17% |

## Fees

| Fee | Rate |
|-----|------|
| Performance | 0.00% |
| Management | 0.00% |

## Strategies

_No strategy data available._